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Finally after waiting what felt like forever (2-3 days) I've finally refinanced my auto loan from Capital one at 17.26% to NASA FCU 3.69%. I couldn't believe it. Such a change to my monthly and I plan on getting rid of this loan within a year so my DTI will be better once I get ready to get a mortgage. All it took was a year of dedication and understanding credit. Thanks to this forum. I will forever be grateful.
3.69% vs 17.26%.... WELL DONE!
thank you everyone. It is an amazing feeling especially when the first payment is not due till 1/15