I've had cars before but I always either paid cash or financed though one of those "buy here places" so I've never had an actual auto loan so I am assuming I would still qualify for any first time buyer incentives my local chevy dealer. Since an auto enhance fico score is usually used for the approval of auto loans am I going to have a problem getting an auto loan?
When I go to purchase the vehicle in June of 2010 I will have a clean credit report (well there might be 1 paid collection that will be 5 years old at that time. I am working on trying to get that removed)
What bureau does gmac pull from? I live in washington state if it matters?
Many thanks.
