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Inquries?

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Anonymous
Not applicable

Inquries?

How long does a CC inquire stay on your ccredit report?

How long does a Bank inquire *if i was trying to get an auto loan* stay on?

How long does a car dealership inquire stay on?

 

Thank u

How do i see my experian credit report? Can i call my bank and they pull it or....?

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fused
Moderator Emeritus

Re: Inquiries?

All inquiries stay on your credit reports for two years; however, they only factor in FICO scoring for one year.

 

You can pull your experian credit report at annualcreditreport (sometimes it is free), just disregard the scores at that site, they're not FICO scores and lenders do not use those scores. As for your experian FICO score, you can no longer purchase it at this site. The only ways you'll know your EX FICO score is if a mortgage lender shares them with you, or you're a member of a credit union in Pennsylvania called PSECU. EQ and TU scores can still be purchased here.

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