Lendingtree.com

[StartingOver87]

Anyone had and success with lendingtree.com?

My credit score is 602

[Anonymous]

Several members have previously posted of success with Lending Tree. Although if your score is a FICO score it is going to present some challenges. If you don't get anything from them perhaps a dealer finance guy could help you explore some options.

[StartingOver87]

I am pretty good friends with an owner of a dealership and he said my "Auto Beacon" is 602

My credit union is working with me to get me financed, they came with a pre-approval of 13,000

I bought a car in 07 and paid it off last year but it was never reported and when I called the finance company they told me that it was a mis understanding but that they could not report it. I have been going around and around with them, all they are willing to do is fax my credit union a paper saying how much the loan was for and how much my payment was and that I paid it off early without ever being late.

My CU says that it will help me to get a higher loan amount once they receive the letter so I am keeping my fingers crossed

[doublespaces]

I am pretty sure auto beacon is an auto enhanced fico score which is used for people that have auto loan history.

[SEACOASTNHMAN]

I just used them lastnight i'mpaying 11.50 right now @310.07 amonth and need to get lower rateI have made 13payments with 1 late (2days) Cap-one got back to me with 18.6% and I was like yea ok I would do that (not)

2nd one I got was from UP2DRIVE  @ 5.19% @ 272 for 60 but could go down another 0.50 if I do auto draft not to sure about UP2DRIVE (BMW) have not seen any real reviews

waiting on a 3rd from (innovative funding services) who ever that is ? never heard of them. I will call my local bank today and a credit union

try them if your looking it should give you the tools to give you a look at what is out there

goodluck

[Anonymous]

Did your credit union give you an APR on the loan along with the approval amount? If they gave you a reasonable APR then you could just go car shopping with the loan approval amount in mind. When you find what you want you could let the dealer try and beat the CU rate. The dealer finance people often will have inside tracks to approvals you may not get by shopping your own loan.

[StartingOver87]

Didnt get any hits on lendingtree.com

Nissan approved me for 17,000 New Car but there isnt much to choose from on a Nissan lot for 17,000

Not sure where else to go.....

CU will only do 13,000 on a New Car so another dead end

[Anonymous]

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@StartingOver87 wrote:

Didnt get any hits on lendingtree.com

Nissan approved me for 17,000 New Car but there isnt much to choose from on a Nissan lot for 17,000

Not sure where else to go.....

CU will only do 13,000 on a New Car so another dead end

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Why not just get a new car for $17,000?  You can get some decent cars for up to $20,000 and put enough down to get under 17.  I got what I think is a very nice, well-equipped car for $16,445 from Kia.

[Mnmailman]

Get a lightly used vehicle. Credit unions often give new rates for cars up to 3-4 years old....

[tcbofade]

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@SEACOASTNHMAN wrote:

@2nd one I got was from UP2DRIVE  @ 5.19% @ 272 for 60 but could go down another 0.50 if I do auto draft not to sure about UP2DRIVE (BMW) have not seen any real reviews

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I bought a used car in 2007 with crappy dealer financing...refinanced with up2drive at 6.9% in 2008.

I use the auto draft and have never had any trouble with it or them.

My review = +1 for up2drive.