Looking into DCU

[Anonymous]

Hello all-

Looking to buy a truck and so here recently been hearing about DCU.

Anyone want to provide some details?  I've been reading a lot on here about DCU so maybe some folks are willing to pump out some info.

Last checked I have just a few points shy of 700 - 

Just bought a house in MARCH 2014 - 

Just got a 11K pay raise so now sitting @ 40K

No cosiderable large debts, couple small balances - 

Paid off last car note without missing one (1) payment - 

So just a few thoughts there, anyone?

[Ragelog]

I am pleased with them. They use the EQ04 Fico Score in my case it was higher than my EQ08 myfico.com provides. I qualified for the 1.49% apr witha 682 at the time EQ04. I did a refi but imagine they are easy to deal with either way. You should be able to be approved how much will depend on dti etc.

[Anonymous]

Yeah i hear most folks, as long as there arent any crazy issues, get approved.

Did you give pre-approved number or just see how much they gave you?

[Ragelog]

I gave them the total balance with my old lender they approved for all of it.

[Anonymous]

Cool.

[Luscher]

Do it, I got 1.49%. they are awesome