Does anyone know how long of a job history is needed to qualify for a refi. My daughter is a student and has started an internship job. Her current car loan is listed with me as the co-signer at 13%. Her scores are in the high 700's so I was hoping she could apply for the refi with just her name but I dont know if the length of employment will be an issue.
Credit History:
Capital One Auto loan (1 year old)- Never late paid as agreed
Discover (3 mos)- Paid as agreed
UPDATE!!!!!!! She applied and was approved 5.29% her car payments are now $80 less a month. No check stub or financial information requested!!
Scores- Equifax- 725 TU- 763 Exp- 777
