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NFCU Auto loan application wait time?

Frequent Contributor

NFCU Auto loan application wait time?

I will be joining NFCU soon.... (Grandfather, Father, Daughters... all Army Veterans)


I know that they will do a HP to open a regular account, but how long should I wait to apply for an Auto loan or should I not wait at all and do it at the same time as I join?



VA & FHA down to 550...
Licensed Senior Mortgage Loan Officer in the states of Arizona & California
Specializing in VA, FHA, USDA & Conventional loans. My company is also licensed in 12 states, Arizona, Colorado, Nevada, California, Oregon, Washington, Utah,
Alaska, New Mexico, Texas, Illinois and Florida
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Moderator Emeritus

Re: NFCU Auto loan application wait time?

You can app as soon as you're able to if you'd like. 

Message 2 of 3
New Contributor

Re: NFCU Auto loan application wait time?

A recent experience for me from a few weeks ago. I'm looking for an older model truck I can use for hauling stuff, and for hunting; a second vehicle basically. I called NFCU and asked about a used car loan. The lady took my app over the phone; took about ten minutes. I applied for $5000 but was instantly approved for $7500. I went to a branch later that day and picked up the blank check to take to the dealer. Process couldn't be easier. There's several ways to get the loan proceeds in your account, I just happen to live near a branch.

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