NFCU question

[Anonymous]

If on my last letter (2mos ago) from NFCU stating that i've reached my maximum unsecured limit when I was countered on my NFCU More Rewards CLI, does that also include auto loans? I don't want to waste a hard inquiry for nothing. 

Thanks

[AllZero]

To my understanding, CC, CLOC, loans are separate.

However, that loan may impact your DTI.

[Anonymous]

No. Auto loans are secured loans. 

[Anonymous]

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@Anonymous wrote:

No. Auto loans are secured loans. 

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Thanks! I am planning on getting a new car for a 36 month lease term, with putting down 50% of the car's value at the time of securing the loan. Navy will ask me if I want to make a downpayment or deposit or whatever it's called, right?

[Shooting-For-800]

Huh?

50% down on a lease?