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Hi guys!!
Soooo I just purchased a 2021 Chevy Tahoe last week. Dealership financing stresses me out so I always secure my financing beforehand. Penfed wouldn't approve me due to short payment history on an installment loan and probably extended credit with them, (2) $20k limit credit cards and a $20k loan. DCU didn't approve me due to open installment debt even though my previous loan was with them on the vehicle I traded in. Navy Federal approved me for the full $60k amount I was asking for but at a whopping 9.89% interest rate on a 84 month term and 7.59% on a 72 month term. 😅 So I took that check to the dealership to get the vehicle but immediately started looking at other banks for a refi ASAP! I found Abound credit union and they approved me for the full amount at 4.54% on an 84 month and 3.78% on a 72 month. Talk about some amazing savings!! Just waiting for Navy to give us a payoff so we can move forward!! So excited!
I don't know what score they pulled just yet though.
Congrats on the new car!! They've been beat a few times recently. Always smart to shop around.
@GirlMelanie89 wrote:Hi guys!!
Soooo I just purchased a 2021 Chevy Tahoe last week. Dealership financing stresses me out so I always secure my financing beforehand. Penfed wouldn't approve me due to short payment history on an installment loan and probably extended credit with them, (2) $20k limit credit cards and a $20k loan. DCU didn't approve me due to open installment debt even though my previous loan was with them on the vehicle I traded in. Navy Federal approved me for the full $60k amount I was asking for but at a whopping 9.89% interest rate on a 84 month term and 7.59% on a 72 month term. 😅 So I took that check to the dealership to get the vehicle but immediately started looking at other banks for a refi ASAP! I found Abound credit union and they approved me for the full amount at 4.54% on an 84 month and 3.78% on a 72 month. Talk about some amazing savings!! Just waiting for Navy to give us a payoff so we can move forward!! So excited!
I don't know what score they pulled just yet though.
Good on you for shopping around!!Congratulations Melanie!!
Thank you alll so much!! It definitely helps to shop around!
@GirlMelanie89 wrote:Hi guys!!
Soooo I just purchased a 2021 Chevy Tahoe last week. Dealership financing stresses me out so I always secure my financing beforehand. Penfed wouldn't approve me due to short payment history on an installment loan and probably extended credit with them, (2) $20k limit credit cards and a $20k loan. DCU didn't approve me due to open installment debt even though my previous loan was with them on the vehicle I traded in. Navy Federal approved me for the full $60k amount I was asking for but at a whopping 9.89% interest rate on a 84 month term and 7.59% on a 72 month term. 😅 So I took that check to the dealership to get the vehicle but immediately started looking at other banks for a refi ASAP! I found Abound credit union and they approved me for the full amount at 4.54% on an 84 month and 3.78% on a 72 month. Talk about some amazing savings!! Just waiting for Navy to give us a payoff so we can move forward!! So excited!
I don't know what score they pulled just yet though.
way to go!!!
Congratulations on your Approval and New Chevy Tahoe!!!.
I have had a couple of them, always felt safe.
Traded the last one in on a New Cadillac Escalade,
after a Deer decided to bounce off the front grill.
Jurist curious what Is the payment on 60k @3.84%?
@Svthhvn 0 Down and at 72 Months probably around 950/month.
@Girlzilla88 wrote:@Svthhvn 0 Down and at 72 Months probably around 950/month.
950 a month yikes