Hoping for positive insight here
my fiance did a preapproval and was conditionally granted a $40,000 loan. We just moved together and rather than put her income alone $25,000, we put combined at $70,000. They want proof of her income stated in the conditional acceptance letter.
We are going to a branch so I can submit my W2s and pay stubs along with hers.
Should we be expecting a denial with it just being her on the loan?
or should we still be accepted proving household income?
im hoping by going into a branch they can tell the lending team that it is household.
any insight? Thanks y'all!