Hello everyone. I'm getting close to applying for new car financing. I've already chose a vehicle worked the price and all. All that's left is to sign. I've got around $25,000 that could be used towards the purchase price. Any tips on how to proceed? I know some lenders/banks give better rates if you have a certain account with them, or have a certain amount of money in the account. MyFICO or FAKO from here is roughly 680-700.
I have been a USAA member(non-military) for roughly 7 years. I have a checking account with them $100 balance left haven't used the checking acct in years.
I have a CHASE credit cards (Chase Sapphire Pref 5k limit). Had a checking account a couple years ago but closed it.
Which are the better credit unions?
Any tips on boosting the score?
Sorry for all the questions
