I got a new car on Saturday, 2014 Accord at 4.99% apr down from my trade in 2012 Accord of 18.92% apr!!!!! Got full kelly bue book value since my trade was in excellent condition and I only one inquiry, I got approved on the first try!! They pulled my lowest Exp 610.
Back to the garden oh and my utl is down as well I am now at 20% which according to Credit Karma is an A!!!! 
Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX
Starting Score: 582
Congrats! 
