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ONLINE OR DEALERSHIP

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dpage
Contributor

ONLINE OR DEALERSHIP

Hello all!

 

I'm going to be shopping for another car pretty soon. I'm looking for a 16K to 19K loan.  My credit would be considered below average with some "baddies" that are 4 to 5 years old. I do have an auto loan now that I have not missed any payments. I have had that loan for about 13 months now and I also have a credit card that is 2 years old with perfect payment history and a 0 balance. Would I have a better chance of getting approved at a dealership being as though they use this fico enhance technique I have been hearing about? any advice would be much appreciated...

Proud home owner
Lender Pull 03/28/2011 EQ:708 TU:698 EXP:709

Message 1 of 4
3 REPLIES 3
haulingthescoreup
Moderator Emerita

Re: ONLINE OR DEALERSHIP

dpage, I wish you luck, but I can't believe that you have started ANOTHER thread!!! Did you not notice that a moderator had to take all your other separate posts and tack them onto one thread?

 

I honestly think that you'll get more responses if you just have one thread going, outlining what's going on, and stick with that one. Give people a chance to think about what you've posted and respond.

 

It really does wear people out to see a half dozen posts, almost all the same, in a day. Smiley Tongue

 

Anyway, again, good luck. Not trying to be mean here, but what you're doing is counter-productive, IMO.  Smiley Wink

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 4
dpage
Contributor

Re: ONLINE OR DEALERSHIP

Thanks, just looking for some advice. I thought that what this forum was for. Smiley Happy

Proud home owner
Lender Pull 03/28/2011 EQ:708 TU:698 EXP:709

Message 3 of 4
llecs
Moderator Emeritus

Re: ONLINE OR DEALERSHIP

There's nothing wrong with posting, but to expand on what Hauling said, I've found that multiple posts tend to diminish your number of responses and the quality of advice to your posts decrease. Posters are looking at it and thinking they already responded to the same type of question and move on.

Message 4 of 4
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