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Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

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GoHooterGo
Regular Contributor

Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

Is there any other sites similar to Capital One Auto Nagivator that allows you to get Pre-qualified for loans before you shop?

Starting Scores FICO8 - 02-23-2022



Current Scores FICO8


Message 1 of 8
7 REPLIES 7
Credit_Master
Regular Contributor

Re: Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

I know Carvana allows you to get pre-approval.

 

Credit_Master

Current Cards

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Total CL $77,100
Message 2 of 8
CCrew
Regular Contributor

Re: Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

Chrysler Financial. 

GM Financial 

Message 3 of 8
bigseegar
Established Contributor

Re: Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

PenFed does I believe as does GM Financial (but be careful with GM as when you select a prefered dealer the dealers have been known to do a HP without your knowledge). 

Message 4 of 8
GoHooterGo
Regular Contributor

Re: Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

The window on my CapitalOne auto navigator offer had closed, the amount wasd $55,000 @ 4.8-5.0% for new.

 

PenFed pre approved me for $60,000 at around 4.4-5.4% for new.

 

My credit has improved by around 20-30 points since those apps, but I do not plan on apping for any pre approvals until about 30-45 days before confirmed delievery of my truck.

Starting Scores FICO8 - 02-23-2022



Current Scores FICO8


Message 5 of 8
Creditplz
Valued Contributor

Re: Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

Ahhhh that sums up all the ones I know... there used to be this cool company called SpringBoard Auto.. they did SP pre qualify for auto loans... but they got bought out :/

Message 6 of 8
JankyOptions
New Member

Re: Pre-qualified/Pre-approved Soft Pull Auto Loan Options?

Chase Auto gives a pre-qualification amount on a soft pull. Non binding, of course. The amounts it gives seem tiered and generic based on income input. 

Amex Blue Cash Preferred- $11,000
Chase Sapphire Preferred- $8,300
Chase Slate - $500 (transferred)
Bank of America Cash Rewards - $10,600
Discover It - $11,000
Citi ThankYou Preferred- $4,800
Citi Simplicity - $4,860

Starting Score:639
Current Score:746
Goal Score:780


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Message 7 of 8
GoHooterGo
Regular Contributor

Re: Pre-qualified/Pre-approved Soft Pull Auto Loan Options?


@JankyOptions wrote:

Chase Auto gives a pre-qualification amount on a soft pull. Non binding, of course. The amounts it gives seem tiered and generic based on income input. 


I tried Chase, no prequalification offers for me Smiley Sad

 

PenFed and Capital One both offered similar rates and terms, which I didn't think were bad.

Starting Scores FICO8 - 02-23-2022



Current Scores FICO8


Message 8 of 8
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