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Profile changes?

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securingourfuture
Established Contributor
‎12-10-2015 01:35 PM
‎12-10-2015 01:35 PM

Profile changes?

I am starting to receive mail and email offers for auto financing/refinancing from Chase and BOA.  Does that mean my profile is getting better?  Or are they trolling?

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 1 of 2
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Anonymous
Not applicable
‎12-10-2015 06:23 PM
‎12-10-2015 06:23 PM

Re: Profile changes?

I would say it means that your profile is improving and that you now fit into the demographics they look for.

 

They pay the CRAs to provide lists of people that have credit profiles that fit a certain pattern and they mail out info, hoping you will be interested enoght to contact them.

 

I would take it to mean your profile is improving

 

 

Message 2 of 2
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