I just took PenFed up for the quarterly offer on the PF Amex for 13.9K SL along with my orignial PowerCash card (1.8K CL). So my guess is that I won't get an offer for an auto loan until next quarter at a minimum. Would be keen in hearing from others with more PenFed experience as to how they operate with the quarterly offers as I get them pretty regularly. I like the quarterly pre-approved offers as they don't cause a HP. I'm shopping around and trying to sort out what car I want but it's going to be in the 30-35K range most likely. They show my Fico9 as 766 currently.
