@StartingOver10 wrote:
@Anonymous wrote:@Anonymous wrote:
I got Approved !!!!!!!!!!!!!!!!!!!
APPROVING BANK:Chrysler Capital
BUREAU PULLED:Transunion
CREDIT SCORE:533
CUSTOMER STATE OF RESIDENCE: Illinois
NEW/USED: New
YEAR OF VEHICLE:2016
MAKE:Jeep
MODEL:Renegade
MILEAGE:25
RETAIL/LEASE:Retail
AMOUNT OF LOAN: 20900 All in
TERM CONTRACTED: 72
APR/LEASE RATE: 5.9
MONTHLY PAYMENT: 345
ANNUAL INCOME: 40k
DEBT TO INCOME RATIO: 92%
MISCELLANEOUS COMMENTARY: My DTI is High due to Credit Card Being Maxed out I put little over 500 Down.
@Anonymous wrote:I got Approved !!!!!!!!!!!!!!!!!!!
APPROVING BANK:Chrysler Capital
BUREAU PULLED:Transunion
CREDIT SCORE:533
CUSTOMER STATE OF RESIDENCE: Illinois
NEW/USED: New
YEAR OF VEHICLE:2016
MAKE:Jeep
MODEL:Renegade
MILEAGE:25
RETAIL/LEASE:Retail
AMOUNT OF LOAN: 20900 All in
TERM CONTRACTED: 72
APR/LEASE RATE: 5.9
MONTHLY PAYMENT: 345
ANNUAL INCOME: 40k
DEBT TO INCOME RATIO: 92%
MISCELLANEOUS COMMENTARY: My DTI is High due to Credit Card Being Maxed out I put little over 500 Down.Congrats. Which model did you get?Sport or Latitude. Auto or manual. Any trade. What was OTD price?
Makes my 8.04 with Chrysler witha 517 score seem high!!^^^I have to ask: is your debt to income ratio really 92%????? This means your gross income is approx $3,333/month and your payments are $3066/month leaving you $267 to pay uncle sam and other mandatory payments. I really hope the 92% calculation is an error. Otherwise, it is not sustainable for the long term. [To calculate actual DTI take your gross annual income and divide by 12. Take your monthly payments (minimum due) and divide by your monthly gross income]
Ya I derped on that one lol That is my Credit Card Utilization I came home last night and was not using my brain much 
Nice catch though lol.
Actualy DTI is right around 10-9% lol.
^^^Much better
@StartingOver10 wrote:^^^Much better
If that was the case this car would of been repoed in probably under 2 maybe 3 months if I was at 92% DTI lol. Uncle Sam dont need no money anyways