Question on getting a car.

[Anonymous]

I might get a new(er) car in a year.

Do car dealers still count inquries just like CCC's, or is it a whole different game?

[Burned2manybridgesB4]

[0REDSOX7]

Depends what scoring model is used at that dealer. (Auto Enhanced vs standard). Some effects of inquiries fall off after six months to a year, again, depending on scoring model.

[pizzadude]

FICO scores inquiries for one year, although they'll remain on your reports for two years.

Auto inquiries within a short period of time are grouped together by FICO for scoring purposes:

http://www.myfico.com/CreditEducation/CreditChecks/Inquiries.aspx