@Anonymous wrote:
My husband and I have a car loan with Wells Fargo. We would like to refinance with DCU. What score and version are they pulling?
I'm looking at a refi with DCU as well. They soft pull EQ (Equifax) for membership and hard pull Chexsystems. For a car loan they hard pull EQ. My membership is still on hold after a week as I froze Chex and they're taking almost a month to get a PIN to you to unfreeze. But my car loan is all pre-approved, they quoted me 2.99% with electronic payment from a DCU checking, but I'm going to try to do a bit better than that as I already have a 60 mo. loan from a local CU for 3.45%.
The loan officer told me my score was 699, so that must be some internal score, or Fico Auto score 8 or 5. My EQ service has me at 723 on their non-Fico scoring and Penfed has me at 725 on their Fico 9.
And welcome to MyFico forums!
