Good morning! I’ve done some work rebuilding my credit this past year- currently 662. I’ve had my auto loan for a year now and I want to refinance, problem is I’m concerned about inquiries- I’ve got about 11, 2 of which will fall off this month. Should I try to save some money monthly and refinance that loan? Or wait and not take another inquiry hit. Just wondering what the best method here is as i hope to buy a home in the very near future. Thanks!!