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Refinance or wait?

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Anonymous
Not applicable

Refinance or wait?

Good morning!
I’ve done some work rebuilding my credit this past year- currently 662. I’ve had my auto loan for a year now and I want to refinance, problem is I’m concerned about inquiries- I’ve got about 11, 2 of which will fall off this month. Should I try to save some money monthly and refinance that loan? Or wait and not take another inquiry hit. Just wondering what the best method here is as i hope to buy a home in the very near future. Thanks!!
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1 REPLY 1
Stralem
Established Contributor

Re: Refinance or wait?

Well, when are you planning to apply for a mortgage?

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 2 of 2
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