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Refinance

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800goal800
Frequent Contributor

Refinance

Had a 12.34% rate with Cap One.  Went to refinance.  Declined with BofA and 3 local credit unions.  Approved at Commerce Bank at 5.5%   My auto scores were high 500s.  My wife’s were high 600s. 

Message 1 of 6
5 REPLIES 5
tbque
Valued Contributor

Re: Refinance

Congrats!  How did you find out about Commerce Bank and where is it located?  I desperately need to refinance my vehicle before I'm too much over water with negative equity.


@800goal800 wrote:

Had a 12.34% rate with Cap One.  Went to refinance.  Declined with BofA and 3 local credit unions.  Approved at Commerce Bank at 5.5%   My auto scores were high 500s.  My wife’s were high 600s. 


 






Message 2 of 6
800goal800
Frequent Contributor

Re: Refinance

They are in the mid-west where I am.    You can go to their site and see what states.  

Message 3 of 6
tbque
Valued Contributor

Re: Refinance

Thanks!





Message 4 of 6
SifiUSa
Valued Member

Re: Refinance

Check with Penfed, I have been approved for 23k @ %3.49 3 weeks ago. Open saving with $5 and applied. It's an HP and no grace period of 30 days like before, each day will occur one Hard Credit Pull. Good luck.

Message 5 of 6
SifiUSa
Valued Member

Re: Refinance

Not bad for that kind of credit score. Congratulation!

Message 6 of 6
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