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Had a 12.34% rate with Cap One. Went to refinance. Declined with BofA and 3 local credit unions. Approved at Commerce Bank at 5.5% My auto scores were high 500s. My wife’s were high 600s.
Congrats! How did you find out about Commerce Bank and where is it located? I desperately need to refinance my vehicle before I'm too much over water with negative equity.
@800goal800 wrote:Had a 12.34% rate with Cap One. Went to refinance. Declined with BofA and 3 local credit unions. Approved at Commerce Bank at 5.5% My auto scores were high 500s. My wife’s were high 600s.
They are in the mid-west where I am. You can go to their site and see what states.
Check with Penfed, I have been approved for 23k @ %3.49 3 weeks ago. Open saving with $5 and applied. It's an HP and no grace period of 30 days like before, each day will occur one Hard Credit Pull. Good luck.
Not bad for that kind of credit score. Congratulation!