Repo on Credit

[Anonymous]

H!

I was wondering what ya'll think my chances of getting an auto loan is....

have  a repo on credit from 4 years ago,

credit score is 577

Dont want to waste my/their time...was thinking of getting a Kia Soul

Thanks

Jen

[pizzadude]

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@Anonymous wrote:

H!

I was wondering what ya'll think my chances of getting an auto loan is....

have  a repo on credit from 4 years ago,

credit score is 577

Dont want to waste my/their time...was thinking of getting a Kia Soul

Thanks

Jen

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Do you have any other positive auto / installment loans on your reports?    You might be able to get a loan at a less than stellar interest rate.    If that's the case you could hopefully refinance it after ~6months or so.

[Remember0]

How much of a down payment do you have? I think dp will probably be crucial here? Also are you a recent college grad?