@Anonymous wrote:denial... they denied me because all the utility bills are in my fiance's name & i don't have any in my name. there is no out. they will only take utility. upsets me because i have everything else in my name car inusrance, home insurance, cell phones, credit cards, etc... but he insisted on being the "man" and putting all the utilites in his name when we bought the place. he had no idea this would happen. i am p.o.'d because it's dumb because when i was younger fresh out on my own, my utilities were all in my parents name as they let me stay in the house after they bought a new home. that means they had two residences of which they had utilities & only lived at one. so that still is not proof of where the vehicle is. current car insurance bill imo would be more accurate.
Not all is lost. I`m sure you`ll still get financing from some other bank. In fact, I`ll bet you that if you trying financing from your dealership one of the offers will be from Capital One Bank, and when you tell them they wouldnt finance you under the blank check program & why -- They`ll tell you they never have that problem on their loan offers. 
Capital One is just a big PITA that suffers from multiple bi-polar disorders when it comes to any kind of lending. I`ll continue to bank there, but I`ll never finance another car through them, and am in the process of "retiring" the 4 cards I have with them.