S-class is my my-class

[Anonymous]

I hope this is not a crazy question but i luv the mercedes benz s550 i went to the dealership for an apporintment and got to test drive a 2012 wooooohhhaaa i thought my s500 was big this 429 horse power spaceship is my dream car. after the house ofcourse. but seriously i was wondering what kinda fico score is need'ed for a $25 $30 grand s550.

[Anonymous]

I know it is not Mercedes but when I went to purchase my BMW I was told for financing through BMW you only needed 545 credit score to qualify. Perhaps MB has something similar?

[Anonymous]

hey Panamaniac815 you think its with a 545 score a 745li or M3 is in arms reach?

[Anonymous]

---

@Anonymous wrote:

hey Panamaniac815 you think its with a 545 score a 745li or M3 is in arms reach?

---

No, with that score definately not at an arm's reach.

[taxi818]

---

@Anonymous wrote:
I hope this is not a crazy question but i luv the mercedes benz s550 i went to the dealership for an apporintment and got to test drive a 2012 wooooohhhaaa i thought my s500 was big this 429 horse power spaceship is my dream car. after the house ofcourse. but seriously i was wondering what kinda fico score is need'ed for a $25 $30 grand s550.

---

Well you are in luck. I've been researching the S550 for several months.  But you are not going to find a 2012 for the price range you are talking. You might find a 2010 at that range. unless it has a 100k miles or more. anyway. from the credit pulls. Mercedes benz financial. which mostly pulls transunions btw. people have been approved. not based on the price of the car. But Income and credit score of Course.

From 580 score and up. if scores that low. you will need nice Down payment to be approved. But the car really does not matter. its best to secure financing before going to any dealer. so you would treat it like cash. But if you do go to dealer negotiate the price before saying you will finance it. that you you know what you are dealing with. Im in the same boat.

So I may lower my expectations and just go with a 2012. E350 instead. I can get one for about 17k out the door.

[ojefferyo]

---

@Anonymous wrote:

hey Panamaniac815 you think its with a 545 score a 745li or M3 is in arms reach?

---

If you do you'll be paying out the nose in interest charges. 

[Anonymous]

I agree with everyone else. Your interest will be skyhigh and you probably will end up with a car with a lot of miles on it and not really worth the price they are trying to have you purchase it at LOL.