Skip a payment?

[Anonymous]

CapOne offers skip a payment (deferred payment) option. I'm sure interest is still charged, but what effect if any on scores?!

[Anonymous]

Just a guess, but if they offer it, then it's technically not missing a payment so i would doubt it affects credit in any way.

[jim44]

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@Anonymous wrote:

Just a guess, but if they offer it, then it's technically not missing a payment so i would doubt it affects credit in any way.

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+1.  Did it years back with my local credit union.  Your payment history will show current on your CR. 

[Anonymous]

Great info!! I'm thinking of using this option..

[Anonymous]

I have used it with Cap1 before and it showed perfect payment history.

[Anonymous]

Thanks jwb!!