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What score does Tesla look for when leasing? And what do they pull?
Utilization: 30%ish and going down
DTI: 20%ish
Score: High 6s
What scores do they look for?
@Anonymous wrote:What score does Tesla look for when leasing? And what do they pull?
Utilization: 30%ish and going down
DTI: 20%ish
Score: High 6s
In April 2019 in California, they said minimum 650. Keep in mind, FICO score is not the end all, it's a starting data point. Alliant FCU has a Tesla financing specific option as well. At the minimum, I would shop both (same day).
https://www.alliantcreditunion.com/Applications/LOS/TeslaHome
@dirknights wrote:
I can confirm this, at least for Texas. I just had my lease approved today. They only did a hard pull on TransUnion. However, according to the rep they do a soft check across all three credit bureaus.
Cool. Congrats! to you although the OP hasn't posted in almost 8 months so I'll guess he doesn't care.