Im currently under USAA for an auto loan at 6.59%. I opened up 3 new cards this past month to raise my overall credit available(im more addicted to having it available than actually using all of it) increase. I know im going to take a decrease this month due to the inquires and such, but I received a pre approved offer to refi through a CU at just 2.98% with no fees or anything like that. So to finally get to the point, thoughts on the new inquires affecting my chances on being fully approved for the refi??
Thank you for your time. Im only 23 with a lot to learn, so all thoughts welcomed.
