@Mr_Blak wrote:
@webhopper wrote:You will see a slight drop, due to shortening your AAoA, and picking up auto loan inquiries.... however, after 6 months your score should pretty much rebound.
Don't worry about your score unless you're planning on buying a house within the next year and a half.
I am planning on buying a house this year, possibly towards the end of the 3rd quarter. Should I hold off on the truck then? Current score is 654 (lately its been going up).
For sure wait until after closing on the house before getting a new car. Ideally you want to get the car paid off before the mortgage so your DTI is better.
You should definately wait on buying a car.
I also agree with DustinK. If you can pay off the current car or pay it so that less than 10 payments remain, then the payment won't count against you on DTI and you'll be in a much better situation.
FICO 8: 
Goal: Gardening!
Goal: Gardening!