So I know I'm crazy and will surely get lots of "just wait and learn from mistakes" type responses for asking about this, but the forum has been so helpful to me in the past that I will hopefully get a few good responses.
I recently cleaned up my credit, went on a spree, and bought a new car. When buying the car I could not decide between buying or leasing, and a wrx or bmw 235i. I did some reading and went with the wrx and buy option as this would be my first auto loan, and heard leases were harder to qualify for.
Now all I can think about is I should have leased, and I still really want the BMW (which I could only afford lease payments on anyways).
I have only had the car a month, and am wanting to start planning on trading it towards a lease in 6-12 months. I have about $6500 in equity in the car currently and expect that to be about the same in 6 months as I pay more down, and it's a subi that holds resale well.
My credit scores (auto enhanced included) are all over 720, income over 50k, and I have very low monthly expenses. AAoA took a major hit after spree and car, I have zero baddies on report and less than 9% until on 25k available credit.
I understand taking a hit on depreciation, and the benefits/drawbacks of leasing. I am willing to live with these and accept them.
Do you guys this I will have issue qualifying for the BMW lease offerings if I try to do this in 6-12 months based on the brief history I gave ?
