Just got approval from MCU 18K. 13% Super Happpy!!!!!!
Thanks everyone. I am so estatic-i've been dancing since I got off the phone. The online app said I was not approved but I bit the bullet and called today- rep said your app was approved.
Cap One letter just came, denail reason too many inquiries. Should I call and see if I can change that to a yes, and hopefully a lower rate?
Not really. I am just so happy that I did not get stuck with Roadloans. I am just soooooooooo happy with the MCU approval. But really want/need a rate at or under 10%
I am just updating hanging on to loan. I just found out I have to come up with 20 down, I had 10 so I gotta find the other 10. I am also thinking about waitng until pres. day sales to see if I'll get a better deal. I decided on 2010-12 CR-V, but dont want to spend more 18-20, (20 is like if I fall in love with car and everything about it). I also know that car dealers tend to be less aggressive & willing during tax season.
What do you guys think?
Thanks so much for your help.
Hey, I wanted to thank all you that shared your input. Bought my car today, approved by Honda financial for 100% financing, @ 11.09 %. They beat the rate the credit union was offering, and it includes gap insurance.
2010 Cr-v ex. Super siked!!!!