I am just curious, if my TU FICO is 700, and I have had a car loan on my file for the past 2 years, no missed payments, what would i expect for a auto-enhanced score... does it raise it a lot?
Starting Score: 627 EQ, 621 TU - 11/15/08 Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender Pull Goal Score: 800 EQ & TU
I just bought a car Monday, I don't know how similar our CR's are other than we seem to have had an open auto loan about the same ammount of time. Our area uses equifax, so numbers are for them.
730 FICO Standard (Credit Union Pulled) / 742 FICO Auto Enhanced (Dealer Pulled)
30 Month old Auto loan (traded in Monday) Current, Never late.
That is the only auto history I have though, so I wasn't expecting much.
Starting Score: 627 EQ, 621 TU - 11/15/08