WHAT BANKS OR LOAN COMPANY ONLY USED EQUIFAX?

Anonymous · ‎07-15-2009

MY CREDIT SCORE IS HIGHER WITH EQUIFAX. IM TRYING TO GET A GOOD INTREST RATE ON A CAR LOAN.

Message Edited by CMORALES20 on 07-15-2009 11:23 PM

tracy829 · ‎07-16-2009

I just went for an auto loan yesturday and the loan officer told me (im in minnesota) that EQ is the agency mainly used in the Midwest, this i did not know. I never knew it went by territory, which really sucks for me because TU is my highest score.

Starting Score: 588
Current Score: 640
Goal Score: 750

Take the FICO Fitness Challenge

Anonymous · ‎07-17-2009

See the threads on this board for Alliant Credit Union. They pull EQ only when you open an account, when you apply online, theyoffer cards, auto loans, etc. if you qualify...all for that one same EQ pull.

Please read the Alliant threads for extensive detailed info on the procedures, requirements, etc.

Good luck, and welcome to the forum!

Anonymous · ‎12-28-2011

So does anybody know which banks pull euifax for car loans?

Tomoslx2 · ‎12-29-2011

It depends on what region you live in. Mod Cut

I am a Finance Manager for a dealership.

Anonymous · ‎12-30-2011

I live in Kentucky. I do know that some banks pull from equifax and some dont. I would like to know what banks deal with the dealership that use equifax.

Anonymous · ‎12-30-2011

Penfed and USAA only pulled EQ for me...

Revelate · ‎12-31-2011

@Anonymous wrote:
Penfed and USAA only pulled EQ for me...

Oi, on which product? I know Penfed only pulled EQ for my membership priveleges, for an autoloan Roadloans (Santander) only pulled EQ, and Orchard / HSBC only pulled EQ on a credit card application.

EQ somehow is missing my albatross on my credit report

Anonymous · ‎12-31-2011

Revelate,

Ok, I am not sure who they pulled for membership, because I been a member since 2005. I recently applied for a credit card and they pulled EQ. Once they came back with an approval they automatically approve me for an auto loan @ 1.99 for 34500. For me USAA pulls EQ for all there products. I am in NC.

Revelate · ‎12-31-2011

Interesting, I knew it varied by region (e.g. Experian appears to have a lot more reporters out west so is the defacto pull for most CA lenders for best resolution); however, I sort of thought most of the bigger names would pull all three.

Thanks!