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What CUs use your regular FICO score?

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Anonymous
Not applicable

Re: What CUs use your regular FICO score?


@EddieK wrote:

@Anonymous wrote:

@EddieK wrote:

@Anonymous wrote:

Thanks, all!

 

I went looking around the other scores on myfico and didn't see anything similar to what you said.  Please let me know exactly where I can find it.

 

Thanks!


It's listed under what's commonly used for mortgages.


I don't think they use the mortgage version but the auto enhanced version of EQ 04


Doesn't EQ04=Score 5 on here?  


Yes, its the same thing but there is Score 5 for Auto enhanced and Mortgage scores.  Auto loan companies arent going to use the mortgage version

Message 11 of 17
EddieK
Established Contributor

Re: What CUs use your regular FICO score?


@Anonymous wrote:

@EddieK wrote:

@Anonymous wrote:

@EddieK wrote:

@Anonymous wrote:

Thanks, all!

 

I went looking around the other scores on myfico and didn't see anything similar to what you said.  Please let me know exactly where I can find it.

 

Thanks!


It's listed under what's commonly used for mortgages.


I don't think they use the mortgage version but the auto enhanced version of EQ 04


Doesn't EQ04=Score 5 on here?  


Yes, its the same thing but there is Score 5 for Auto enhanced and Mortgage scores.  Auto loan companies arent going to use the mortgage version


Gotcha.  But I'm sure they use the regular EQ04 score, the last three times they pulled my credit, it matched up exactly to my mortgage Score 5, most recently a month ago.

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 12 of 17
EddieK
Established Contributor

Re: What CUs use your regular FICO score?

Just additional data to the score DCU provides each month, but also what I was told they use to make loan decisions(copy and pasted below):

 

 

Screen Shot 2016-09-07 at 10.55.12 PM.png

Starting Scores:
1/19/14:

1/28/14:
2/12/14:
Current Scores:
7/10/19:
12/17/16:
9/05/17:
Message 13 of 17
Anonymous
Not applicable

Re: What CUs use your regular FICO score?

Thanks, Eddie!!

 

Please guys, keep them coming!  I'd love to know which lender uses what!

Message 14 of 17
Anonymous
Not applicable

Re: What CUs use your regular FICO score?

I'm really looking for a lender that pulls EQ FICO 9 if auto enhanced.  Regular FICO would be great though.

Message 15 of 17
Anonymous
Not applicable

Re: What CUs use your regular FICO score?


@Anonymous wrote:

I'm really looking for a lender that pulls EQ FICO 9 if auto enhanced.  Regular FICO would be great though.


No one uses the Fico 09 score and few, if any, are using Fico 08

Message 16 of 17
Anonymous
Not applicable

Re: What CUs use your regular FICO score?

Well, dang, that's not what I wanted to hear! 

 

So, there are a few though?  Help me root them out! Smiley Very Happy

Message 17 of 17
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