Credit Score: FICO 8: EQ: 656, TU: 690, EX: 682 | FICO Auto Score 8: EQ: 634, TU: 684, EX: 664
AAoA: 3years
# of positive trade lines: 23
# of negative trade lines: 2
Income: 120k
Length of Employment: Job 1: 6 years 60k income, and Job 2: 2 months 60k income
Previous Loan Experience: Toyota Finance 9 years ago > repo 8 years ago ( I was co-signer, had neg. remarks removed from Credit files 2 years ago)
Debt-to-Income (DTI): 10% (maybe, less I only have 10% credit card debt. No Mortgage)
Year of Car: 2015 Honda Accord
Miles: 5
Purchase/Refinance: Purchase 36k
Requested loan term (XX Months): 60
Down payment amount: Hoping for Zero down, but have up-to 10k
Co-borrower/Co-Signer: none
Other: 1- credit card 30 day late one year ago, and another 10 months ago: Hoping to find a loan company that pulls TU since it's my highest Auto score according to my recent 3-credit pull done on July 1st, 2015.
Student Loans: 37k in deferment (still in school)
