What the heck is going on with USAA?

[Anonymous]

They just apporved me for 48K+ (at 4.1%) for an auto loan -- and I only asked for 40K.  USAA is, as far as I know it, quite conservative on these things.   I'm wondering if I apply for the Rate Advantage Card they keep offering me will they try to match or beat the 25K that Navy gave me on a Go Rewards Mastercard.   Are they known to do this?

[MakeItAMudLight]

USAA is known to do this is your profile supports it.  That way you don't have to go back and ask for more if you end up going over your initial figure.  I asked for $70K on my last application even though I didn't need it and they still preapproved me for $75K.  The best part with USAA is you don't have to wait for a check.  You can finish everyhting right from the app.