When R u officially late ???

[Anonymous]

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mrsanderson wrote:

IPlease only Valued and Super contributers and Moderators need to reply to this !

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Seriously? Wow.

[Anonymous]

Yes I appreciate anyone on this board but my Credit is extremely Important and Im not interested in someones comment that hasnt spent time on the Credit Board!No offense to anyone but it is MY thread lol........ and I did thank everyone who posted even the nice little one who had one post which is on mine lol... that was sweet but as I stated only Valued and Super and Moderators need to respond! Because those are the ones Im Reading!!! Thanks for stopping by my Thread and thanks for being a Regular contributor !!! Someone appreciates YOU///

[Anonymous]

Reviving an oldie but a goodie instead of posting a new thread.  One of my auto payments has been beyond the due date three times out of 36 payments to date, but never 30 days (CR shows "OK" all down the line).

Does anyone know if beyond-the-due-date (and grace period) payments that are NOT 30 days would appead on the auto-enhanced report dealers get?

Thanks for any help y'all can provide.

IM

[Anonymous]

Wow.  I hate when people resurrect old threads and don't say so, making it appear current.

I edited my response when I saw the date of original inquiry.

[llecs]

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@Anonymous wrote:

Reviving an oldie but a goodie instead of posting a new thread.  One of my auto payments has been beyond the due date three times out of 36 payments to date, but never 30 days (CR shows "OK" all down the line).

Does anyone know if beyond-the-due-date (and grace period) payments that are NOT 30 days would appead on the auto-enhanced report dealers get?

Thanks for any help y'all can provide.

IM

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I believe that the reports the lenders get as similar to the reports we get. If we show a 30-day, then they'd show the same, I imagine. Therefore if no lates report on yours, then none would report on theirs either.

[Anonymous]

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@Anonymous wrote:

Wow.  I hate when people resurrect old threads and don't say so, making it appear current.

I edited my response when I saw the date of original inquiry.

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 I did say "Reviving an oldie but a goodie"

Most forums prefer users to search for topics already in progress and add to them, rather than have 12 different topics addressing the "When R u officially late" topic, each with three posts.

Apologies if that is not the preference here.

IM

[Anonymous]

I think I hate it more when I read an old thread, ASSume it is current

[MarineVietVet]

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@Anonymous wrote:

 I did say "Reviving an oldie but a goodie"

Most forums prefer users to search for topics already in progress and add to them, rather than have 12 different topics addressing the "When R u officially late" topic, each with three posts.

Apologies if that is not the preference here.

IM

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In my opinion you did just fine. And yes you did say you were reviving an older thread so then it's up to everyone who follows to check the date of a thread before commenting.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

Wow. I just had to reply since I am not one of your specified "should only reply" people. Guess I just had to tweak your arrogance a bit. Have a nice day.

[Anonymous]

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@Anonymous wrote:

Does anyone know if beyond-the-due-date (and grace period) payments that are NOT 30 days would appead on the auto-enhanced report dealers get?

Thanks for any help y'all can provide.

IM

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Plase generate a new thread when you have a new question as it stops people from being mired down in the politics of the previous thread and allows us to concentrate on your question.

AUTO ENHANCED SCORE, Like any Credit score is only compiled from the data in yo bureau if it is not in yo rbureau it has no effect.

EXCEPT:

Your indiviual history with a creditor/lender, which does not make it to your credit report/bureau report can and will be used when you apply for a new loan with that lender.  Lenders can keep whatever data they want as permitted by law.

taking down a company in a BK that no longer shows on your records can still get you denied.