Would too many inquiries prevent me from obtaining a loan for a car?

[Anonymous]

Pretty straightforward question. I guess I should provide more details but I was just curious at the moment. I won't be purchasing a car any time soon but would having so many inquiries prevent me from obtaining an auto loan? I'm also maxed out in student loans every semester. Other than that, my utilization is low, my credit history is 6-8 months at this point

 What kind of interest would I be looking at? My scores are as followed and these are my fico score from experian 

TU 717 EX 695 EQ 685

[Anonymous]

Bottom line is it really depends on your DTI unless you have like 20+ inq, or a substantial amount of new inq. Car loans are installment loans so the bank will make sure that your income will support a car payment. Having low util. helps but essentially it's the monthly payments on all your accounts that underwriting will look at when factoring your DTI.

In my personal experience, student loans don't seem to have much effect unless they are defaulted or delinquent. 

If you do get a loan chances are in 6-8mo you can refinance for a lower monthly payment. Refi should be somewhere between 3-5%.