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auto fico vs regular fico score

tag
Anonymous
Not applicable

auto fico vs regular fico score

i've only had one auto loan , and i was never later and paid it off early. Does this mean my auto fico will be good?, and if so is this what most big dealerships(carmax) look to when trying to finance your loan. thank you this board is very helpful to credit topics
Message 1 of 5
4 REPLIES 4
203bravo
Established Contributor

Re: auto fico vs regular fico score

It may be best for you to acutally take a copy of your CRs to a local dealership and see what they have to say.  They shop customers everyday so they know what the lenders are willing to do.  That's about the best way I know of to get some immediate feedback other than just start apping and see what happens. (don't really recommend the 2nd theory)
Message 2 of 5
Anonymous
Not applicable

Re: auto fico vs regular fico score

Depends on the lender, you can always pull your scores from here and bring them in. If it comes to a point where you agree on a price, then see if you can get financed and ask what your scores were and what their captive lenders require. If they come up with a score lower than you got from here, show them your FICO score reports and ask them if they have any lenders that will accept non-auto industry FICO scores.
Message 3 of 5
Anonymous
Not applicable

Re: auto fico vs regular fico score

Will it hurt my score by me pulling my scores?
Message 4 of 5
Anonymous
Not applicable

Re: auto fico vs regular fico score


jb25jb25 wrote:
Will it hurt my score by me pulling my scores?

 

No. 
Message 5 of 5
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