How much income would you need to have coming in for 55k vehicle with only bill being 1,600 rent? Income yearly 52k alone and 75k with spouse
Okay maybe this will be helpful?
AAoA: mine 9 Years, 9 Months spouse 8 Years, 9 Months
# of positive trade lines: Me 7 Spouse 3 or 4 depending on CBR
# of negative trade lines: not sure if this means collections paid open lates etc. Last late 2 yrs ago.
Lenght of Employment: 13yrs
Previous Loan Experience: Current auto with First Investors 402/month 7k left
Debt-to-Income (DTI): Me 12% Spouse
Year of Car: 2020 BMW X5
Requested loan term (XX Months): shooting for 48 or 60 months
Down payment amount: not much 1k don't do huge down payments
Co-borrower/Co-Signer: yes spouse higher score mine is lower
Other:BK 2016 chp 7