cancel
Showing results for 
Search instead for 
Did you mean: 

does beacon score factor in all previous car loans not on credit report any longer?

tag
LindaLu
Regular Contributor

does beacon score factor in all previous car loans not on credit report any longer?

I have a 2 year old bankruptcy 7 on my credit report so I am nervous about getting another car loan..However I have had 6 other loans in my lifetime and all were perfect pay records..the last one paid off 2 1/2 years ago still shows on my credit report with 4 1/2 years of on time payments..

I was just wondering if that beacon score I keep hearing about that they use for how you handle auto loans can

pull prior auto loans from the past that are no longer on my credit report.?

 

Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: does beacon score factor in all previous car loans not on credit report any longer?

No, your credit score is based solely on information currently on your report.
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.