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hmmm… declined declined declined… I'm getting confused!

tag
Creditaddict
Legendary Contributor

hmmm… declined declined declined… I'm getting confused!

Logix denied the loan for my partner and me because of me and my bk that is dropping off in 2-3 months

Navy also denied so far and trying to deal with there impossible customer service people and get over to the loan department because our refi for more was approved just over a month ago with me on it and now trading that car in this loan with me was denied... they seem to so far be saying it's my credit but they just approved my NavCheck so if anything my credit has gotten better in month and half since refi approved... she said maybe now to much credit but being transferred now...

 

Logix pulled EX 641 (not sure why no one can get the 690 that First National Bank of Omaha pulled!

 

I love navy for the products and sometimes more relaxed lending but they are the WORST people to talk to... 

 

Message 1 of 4
3 REPLIES 3
Luscher
Valued Contributor

Re: hmmm… declined declined declined… I'm getting confused!

Try waiting until the BK drops off? That should definitely put you towards 700
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 2 of 4
pizza1
Community Leader
Super Contributor

Re: hmmm… declined declined declined… I'm getting confused!

Smiley Sad
Message 3 of 4
Anonymous
Not applicable

Re: hmmm… declined declined declined… I'm getting confused!

Waiting is boring but a few months until BK fall off seems reasonable.

Message 4 of 4
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