sub-prime?

[strive4best]

Ive been reading a bunch of great stories on here. I'm wondering whats considered sub prime? and are my scores ok to go try to get dealer financing.

[Anonymous]

Well back in the day the sub prime to get a house was low 600's and now its best around 650'660s! But your score is good enough to get a car loan, no problem.

[Anonymous]

do you mean subprime scores?

If so, I believe the average FICO score now is 692. There are dealers that would finance you. Do you belong to a credit union? If so, I would shop there.

[Anonymous]

strive - great job getting those scores up so far in 4 months.....why were they so low back in April?  High Utilization / maxed out cards that you paid down?   How old is your file?

[Red1Blue]

I think you have good scores being in the 600's.

[islandchild82]

You can probably get dealer financing, though if you can get your scores up even more you will qualify for even better interest rates. If you are a member of a credit union, try there as they often have very competitive rates.