I had my 341 meeting this morning (Southern District of Texas) and everything was over in a blink of an eye (~ 5 mins). As reported by others users the trustee asked me standard questions and said she is filing a Report of No Distribution (btw already showing on Pacer) and I'm in the 60 day club. Thanks for all the info and conversations from other members on this board. I look forward to my rebuild.
Congrats. Wait till the DC has been finalized before applying and then go and start the rebuild slowly. Spread out apps. Slow and steady. You'll be fine.
Best of luck with the entire process. I have been slowly working up the courage to file. This forum has been so helpful to me. I'm mostly a lurker but I look at every post I come across. Please keep us updates and start working on your rebuild ASAP. There is even a thread for it.
Congrats, now you just play the waiting game until your DC. Then the fun starts, looking forward to seeing your successful rebuild story!
Congratsulations on surviving the 341 meeting. While waiting for your discharge, I would start building a savings nest egg and start looking for a credit union and bank that are bankruptcy friendly.
What kind of questions does the trustee ask? How was the environment. I plan to file soon (within the next couple of months). I will discharge as much debt as humanly possible (everything under the sun) for a brand new and fresh start in life. So what was the process like and did any of your creditors actually show up?
What kind of questions does the trustee ask? How was the environment. I plan to file soon (within the next couple of months). I will discharge as much debt as humanly possible (everything under the sun) for a brand new and fresh start in life. So what was the process like and did any of your creditors actually show up
The trustee ask the exact same general questions your lawyer ask you, so dont worry nothing new. Its usually a ton of people in the waiting room, and they call each one into another room with the trustee. You spend most your time waiting, and literally 5 to 7 mins with the trustee. Easy breezy! Definitely dont worry about creditors showing up, they have better things to do. lol!!!
When I went to my MOC the guy and his lawyer before me got a tongue lashing because the numbers didn't match. The trustee knows all the lawyers. He reemed him for bringing him a mess that didnt make sense. He told the lawyer to fix whatever was wrong and come back. The trustee then told the lawyer you must be getting old. So old that you'll be buying tennis shoes with velcro! I chuckled! Then he said quiet in the room. Ooops. Now I'm staining my drawers. I thought this was going to be a breeze. I sit down almost shaking and the trustee said finally an easy case I'll have you outa here in a minute. 4-5 questions. Done Mr. *****. Later dude! I'm going to lunch. LOL!!!!!!!!!!!! It was over.