6 Months Post BK Update

[Honeykissez]

2/5 marked 6 months post bk and this journey is going pretty good. My scores are the best they ever been.

[AllZero]

Congratulations on your success! Good luck on your credit journey.

[Mjhall85]

Looks to be a great rebuild so far! That's quite a variation but seeing 700's in one report is awesome! Are some things not on all reports ? Just curious on the variation.

[Honeykissez]

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@Mjhall85 wrote:

Looks to be a great rebuild so far! That's quite a variation but seeing 700's in one report is awesome! Are some things not on all reports ? Just curious on the variation.

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All my accounts that were included in my bk were deleted from Transunion. Shot my score up over 700. 

[Mjhall85]

oh that makes sense then,you got lucky they were all deleted off there. If any lenders pull TU you'll be looking good!

[Honeykissez]

The bk is still on my report so I'm still getting declined for that unfortunately. 

[Mjhall85]

Yeah some will decline cause of the bankruptcy and it only being 6 months old it'll happen. I am just about 8 months from discharge. My scores are all hovering around 670sh currently. I hope once my student loans are out of default and those negative lines go away I hit 700's

[Honeykissez]

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@Mjhall85 wrote:

Yeah some will decline cause of the bankruptcy and it only being 6 months old it'll happen. I am just about 8 months from discharge. My scores are all hovering around 670sh currently. I hope once my student loans are out of default and those negative lines go away I hit 700's

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Your name looks familiar. Didn't you get like a nfcu cc or auto loan recently?

[Mjhall85]

That just says I am on the forums too much lol I did get a new NFCU recently for 25k

[Honeykissez]

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@Mjhall85 wrote:

That just says I am on the forums too much lol I did get a new NFCU recently for 25k

No I'm the one remembering names 😂😂  and I think you're the reason why I applied for a cc today. Got denied lol. I only have the bk and 1 paid closed cc with late payments from 2 years and more ago.