Accounts Reporting, using the date that I filed BK. HELP!

[Anonymous]

Re: Accounts included in BK - How long do they stay?   [ NEW ] Options      Boscoe
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Posts: 364
Registered: 09-11-2007

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That is incorrect.   The public bk record itself will stay for 10 years, but any account included in BK can only stay for 7 years after DOFD.  That is FCRA law.    Dispute again saying this is too old, 7 years post-DOFD for your late item was 3/2008, so since it is now May, it needs to come off.    Call them if necessary and get a supervisor to get it deleted if you need to.

[Anonymous]

I have two accounts that was sold to a collection agency after the BK.  It is reporting on my credit report.  I filed for BK in 2001.  So, who do I contact?  The collection agency?  The origianl creditor?  I tried disputing it with the bureaus.  All I get back, is that it is reporting correctly.  HELP!

[granny031350]

contact them all and send in copies of your bk paperwork and discharge paperwork and tell them to get these fixed immediately.  I would contact everyone.   You might throw in a gw also and ask them to be removed entirely as well.