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Hello,
I filed for CH 7 on 12/20/16, still haven't got my discharge papers. I have an AMEX card I didn't include because it was at a $0 balance. What do you think the chances are of them leaving this card open? That would be an awesome start to rebuiling credit, do you think I should start using it after i get the discharge papers?
Thanks!
@Anonymous wrote:Hello,
I filed for CH 7 on 12/20/16, still haven't got my discharge papers. I have an AMEX card I didn't include because it was at a $0 balance. What do you think the chances are of them leaving this card open? That would be an awesome start to rebuiling credit, do you think I should start using it after i get the discharge papers?
Thanks!
I'm afraid it's highly unlikely, but I have heard of it happening. If it miraculously makes it through, using it *after* discharge would be fine.