With regards to income, it's from the date you file...as a result, I had to wait until the 1st of the month following 6 months after income dropped for my attorney to file my case...this was because I was WELL over the max income to file CH7 with my salary before losing my job.
Best of luck!
No, we weren't. Sorry.
With regards to money spent, I was instructed 90 days...and it's mainly looking at credit cards, etc and what is purchased more than how much was spent. For example, you could buy $600 in groceries one week and they wouldn't bat an eye, however, purchase a $600 tv the same week and you MIGHT have an issue.
I don't think they look back on spending a whole 6 months...should be in that 90 day range preceding file date. If, however, you haven't used your cards in over 90 days, then they would only be looking at your checking/savings account transactions. If it helps, I had a cash advance a little over 90 days before file date used for bills, but I was prepared if the trustee asked. It wasn't even mentioned. I'm in Oklahoma.
I think the spending part is an area that gets scrutinized the least unless there are large abnormal purchases, trips, or cash advances, etc.