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Approved for NFCU

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Anonymous
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Re: Approved for NFCU

How is NFCU for those with a recent BK7? Do you have to wait a few years to obtain credit with them? Can you please share your stories?

Message 11 of 24
Scupra
Super Contributor

Re: Approved for NFCU


@Anonymous wrote:

How is NFCU for those with a recent BK7? Do you have to wait a few years to obtain credit with them? Can you please share your stories?


http://ficoforums.myfico.com/t5/Bankruptcy/My-rebuild-story/m-p/3460461#U3460461

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 12 of 24
Anonymous
Not applicable

Re: Approved for NFCU


@Anonymous wrote:

How is NFCU for those with a recent BK7? Do you have to wait a few years to obtain credit with them? Can you please share your stories?


I got approved within 2 days of discharge...

http://ficoforums.myfico.com/t5/Bankruptcy/Approvals-within-2-days-of-discharge-my-credit-story/td-p...

Message 13 of 24
Anonymous
Not applicable

Re: Approved for NFCU

Loving NFCU!
Message 14 of 24
Anonymous
Not applicable

Re: Approved for NFCU

We just opened an accoun with them as well!  My husband works for the DOD, so after submiting our entire life story, plus our marriage license...We are in!  I am very excited to be discharged and see what this CU has to offer! We will need to finance another veihcle soon, not in the immediate future, hopefully we can wait at least 6 mos post dc...I hope they can help us...How long should we wait until we apply for a cc with them?

Message 15 of 24
Anonymous
Not applicable

Re: Approved for NFCU

I was approved for a CC last month. Small beginning line, but from what I understand it should grow quickly.

Message 16 of 24
Anonymous
Not applicable

Re: Approved for NFCU

You guys are so fortunate to be with NFCU! Have an awesome T'giving!
Message 17 of 24
Anonymous
Not applicable

Re: Approved for NFCU

Happy Thanksgiving
Message 18 of 24
Anonymous
Not applicable

Re: Approved for NFCU

Cruznmore, do you have an update from your original post?
Message 19 of 24
Anonymous
Not applicable

Re: Approved for NFCU

I was approved for the GoRewards card. Only a $500 credit limit, but from what I understand, it will grow quickly.

 

I was denied for the CLOC, too close to BK they said. Wife was also denied for a CC.

 

We will give it a few months and then try again. In every interaction with them they have been great. I look forward to a long relationship with them.

Message 20 of 24
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