@AnakinSk wrote:
How does the court/trustee value non-designer clothes and shoes? Do you list every piece of clothing items that you own? I have quite a bit but I doubt if they're worth very much.
Your lawyer should know and be able to tell you the dollar amount in personal items you are allowed to keep in bankruptcy in your state. From memory clothing was a single item on the list, i was asked a value for all my clothing as a whole. its not one of the items they would be interested in, used clothing in a set size? Maybe the salvation army would be more interested in it.
Now if a few year old BMW is on your list of possessions, that might draw some attention.
{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000
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closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's
TCL - about 110k
Retired since 2017
