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Authorize user

88c36
Contributor

Authorize user

Would it be beneficial if I add myself as an authorized user to my wife's BOA credit card(750$), she had the card for 6 years and the account is in good standing but sometimes she only makes the minimum payment on the card.

I've been out of chapter 7 for about 5 weeks now and so far I only have a 300$ credit one card. My scores are at 560 Across the board.

 



Message 1 of 4
3 REPLIES 3
blindambition
Community Leader
Senior Contributor

Re: Authorize user

I wouldn't suggest it. That works better on cards which PIF. Otherwise it raises your utilization.

Have you tried the Disco pre-qual?

Message 2 of 4
88c36
Contributor

Re: Authorize user

I burned capital one for a 1200$ 

i did try the discover pre Qualifier but no luck, it says No match 



Message 3 of 4
blindambition
Community Leader
Senior Contributor

Re: Authorize user

Consider looking into the BofA, US Bank secured cards. Navy if eligible. As well as a local CU.

Message 4 of 4
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