Would it be beneficial if I add myself as an authorized user to my wife's BOA credit card(750$), she had the card for 6 years and the account is in good standing but sometimes she only makes the minimum payment on the card.
I've been out of chapter 7 for about 5 weeks now and so far I only have a 300$ credit one card. My scores are at 560 Across the board.
I wouldn't suggest it. That works better on cards which PIF. Otherwise it raises your utilization.
Have you tried the Disco pre-qual?